Inside look

Inside look

Inside look

Inside look

SMART NIVESH FIANANCIAL SERVICES

SWP in Mutual Funds:  Your Steady Income Solution

Discover the smart way to generate regular income from your mutual fund investments with SWP  (Systematic Withdrawal Plan) 

In this concise Web Story, we'll explore the benefits of SWP and how it can provide you with a steady income while preserving your investments.

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 SWP allows you to withdraw a fixed amount regularly from your mutual fund investments, while keeping the rest invested. It's an ideal solution for consistent income.

Chapter 1:  Understanding SWP 

Chapter 2:  How Does SWP Work? 

When you opt for SWP, you specify the amount you want to withdraw periodically (e.g., monthly, quarterly).  The mutual fund company sells a predetermined number of units at the prevailing NAV (Net Asset Value) to fulfill your withdrawal request. This way, you receive a fixed income without disturbing the core investment.

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– Regular Income: Ideal for retirees and those seeking supplementary income. – Market Participation: You benefit from potential market growth on the remaining invested amount. – Tax Efficiency: May offer tax advantages compared to traditional interest-bearing products.

Chapter 3:  Benefits of SWP

With SWP, you have the flexibility to customize your withdrawals according to your financial requirements.  Adjust the withdrawal amount, frequency, or even pause and restart the plan based on changing circumstances.

Chapter 4: Customizing SWP to Your Needs

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While both SWP and the dividend option provide regular income, SWP offers more control and flexibility.  Unlike dividends, SWP allows you to withdraw a fixed amount, ensuring a predictable income stream.

Chapter 5:  SWP vs. Dividend Option 

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SWP can play a crucial role in your financial planning journey.  Whether it's funding your child's education, managing retirement expenses, or meeting short-term financial goals, SWP can be tailored to fit your specific needs.

Chapter 6:  SWP and Financial Planning

With SWP in mutual funds, you can achieve a steady income while preserving the growth potential of your investments.

Start your SWP journey today and secure your financial future with ease. Consult a financial advisor for personalized guidance.  Happy investing!

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